Terms of Use
Last updated: March 21, 2026
These Terms of Use (“Terms”) govern your access to and use of Market Diary (the “Service”), including any websites, applications, and related services offered by MACD Labs (“MACD Labs,” “we,” “us,” or “our”). By accessing or using the Service, you agree to these Terms. If you do not agree, do not use the Service.
1. The Service
Market Diary is a software-as-a-service product that helps users record and organize market-related notes, trades, files, and related information. We may modify, suspend, or discontinue features or the Service as a whole at any time, with or without notice, subject to applicable law and any separate agreement you have with us.
2. Eligibility and accounts
You must be able to form a binding contract in your jurisdiction to use the Service. You are responsible for maintaining the confidentiality of your account credentials and for all activity under your account. You agree to provide accurate information and to keep it current. Notify us promptly of any unauthorized use.
3. Your content and license to us
You retain ownership of content you submit to the Service (“User Content”). To operate, provide, secure, and improve the Service, you grant MACD Labs a worldwide, non-exclusive, royalty-free license to host, store, reproduce, process, adapt, display, and distribute User Content solely in connection with the Service and as described in our Privacy Policy. This includes backups, technical processing, formatting, and use for product improvement, analytics, and security, in each case consistent with how the Service works and as permitted by law.
You represent that you have the rights necessary to grant the foregoing license and that your User Content does not violate these Terms or applicable law.
File uploads. Files you upload to the Service—including screenshots, documents, spreadsheets, and any other attachments—are User Content and subject to the same license. As between you and MACD Labs, copies of uploaded files that we store, process, cache, or maintain on our systems are the property of MACD Labs and may be retained, used, reproduced, and disclosed as permitted by these Terms and our Privacy Policy, without limiting your rights in any original files that remain solely on your own devices outside the Service.
Visibility and access within MACD Labs. MACD Labs may access uploaded files and related metadata (including information tied to your entries or account). Personnel and systems of MACD Labs may view, access, and use that information for legitimate business purposes, including operating, securing, auditing, and improving the Service and related offerings, subject to applicable law and our Privacy Policy.
4. Acceptable use
You agree not to misuse the Service. Without limitation, you will not: (a) violate any law or third-party rights; (b) attempt to gain unauthorized access to the Service, other accounts, or our systems; (c) interfere with or disrupt the Service; (d) use the Service to distribute malware or spam; (e) scrape, harvest, or extract data in violation of Section 5 or our technical measures; or (f) use the Service in any way that could harm us or other users. We may suspend or terminate access for conduct we reasonably believe violates these Terms or puts the Service at risk.
5. No bots, scrapers, or AI harvesting
Unless we give you prior written permission or provide a documented public API or integration intended for that purpose, you may not use bots, crawlers, scrapers, spiders, scripts, automated agents, or similar automated means to access, monitor, copy, extract, download, or collect data from our websites, the Service, or any application we offer (including any authenticated or logged-in experience).
You may not use artificial intelligence systems, “AI bots,” large language model crawlers, training-data collectors, or other automated tools to scrape, ingest, reproduce, or otherwise use content or data from our websites or the Service—including User Content or personal information—to train, fine-tune, evaluate, or improve any machine learning or AI model, or to build competing products or datasets. You agree not to circumvent or bypass technical measures we use to restrict such access.
Standard consumer search engines may index public-facing marketing pages only to the extent they respect our robots directives and applicable law; that limited indexing does not authorize scraping of the Service or application data, logged-in areas, or bulk extraction. We may block, throttle, or take legal action against prohibited activity.
6. Not financial, legal, or tax advice
The Service is a tool for documentation and organization only. Nothing in the Service constitutes investment, financial, legal, or tax advice. You are solely responsible for your investment and trading decisions. Past performance does not guarantee future results.
7. Intellectual property
The Service, including its software, branding, and documentation, is owned by MACD Labs or its licensors and is protected by intellectual property laws. Except for the limited rights expressly granted in these Terms, no rights are granted to you.
8. Disclaimers
THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT, TO THE FULLEST EXTENT PERMITTED BY LAW. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF HARMFUL COMPONENTS.
9. Limitation of liability
TO THE FULLEST EXTENT PERMITTED BY LAW, MACD LABS AND ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, OR ANY LOSS OF PROFITS, DATA, GOODWILL, OR BUSINESS OPPORTUNITIES, ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR AGGREGATE LIABILITY FOR CLAIMS ARISING OUT OF OR RELATED TO THE SERVICE OR THESE TERMS WILL NOT EXCEED THE GREATER OF (A) THE AMOUNTS YOU PAID US FOR THE SERVICE IN THE TWELVE (12) MONTHS BEFORE THE CLAIM OR (B) ONE HUNDRED U.S. DOLLARS (US $100), IF YOU HAVE NOT PAID US. SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS; IN THOSE CASES, OUR LIABILITY IS LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW.
10. Indemnity
You will defend, indemnify, and hold harmless MACD Labs and its affiliates from and against any claims, damages, losses, liabilities, and expenses (including reasonable attorneys’ fees) arising out of your User Content, your use of the Service, or your violation of these Terms or applicable law, except to the extent caused by our gross negligence or willful misconduct.
11. Termination
You may stop using the Service at any time. We may suspend or terminate your access to the Service if you breach these Terms, if we are required to do so by law, or if we cease offering the Service. Provisions that by their nature should survive termination (including licenses to the extent needed to wind down the Service, disclaimers, limitations of liability, indemnity, and governing law) will survive.
12. Changes
We may update these Terms from time to time. We will post the revised Terms on this page and update the “Last updated” date. If changes are material, we will provide additional notice as appropriate (for example, by email or in-product notice). Your continued use of the Service after the effective date constitutes acceptance of the revised Terms.
13. Governing law and venue
These Terms are governed by the laws of the United States and the State of Tennessee, without regard to conflict-of-law principles. You agree that the state and federal courts located in Tennessee will have exclusive jurisdiction over disputes arising out of or relating to these Terms or the Service, subject to any mandatory consumer protections in your jurisdiction.
14. General
These Terms constitute the entire agreement between you and MACD Labs regarding the Service and supersede prior agreements on the same subject. If any provision is unenforceable, the remaining provisions remain in effect. Our failure to enforce a provision is not a waiver. You may not assign these Terms without our consent; we may assign them in connection with a merger, acquisition, or sale of assets.